Quicken Loans Verified Approval Letter

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Quicken loans verified approval letter. Your verified approval letter should give you the absolute confidence you need to back up the offer you re making. Based on that information we give you a prequalified approval letter you can show to your real estate agent and sellers. To receive a verified approval we ll pull your credit and you ll share with us documentation verifying your income and assets including things like w 2s income tax returns pay stubs and statements for any accounts you want to use as assets.

How long is an approval letter good for. You answer a few simple questions and we ll check your credit. Your credit report is pulled to get a look at your median fico score and a look at your existing debts.

What makes a verified approval letter so strong. You can show this to your real estate agent and the sellers as proof that you can obtain a large enough mortgage to purchase the home. The difference here is that quicken loans will verify your income and assets for you giving you an extremely accurate picture of exactly how much you can afford.

Remember both prequalified approval and verified approval are estimates to help guide your home search. If you don t close based on our review of your documentation we ll grant you 1 000. Approval letters generally expire after 90 days though that can vary based on your type of loan.

A verified approvalsm starts the same way as a prequalified approval does. After checking your credit history a home loan expert will verify your income and assets. Participation in the verified approval program is based on an underwriter s comprehensive analysis of your credit income employment status debt property insurance appraisal and a satisfactory.

A home loan expert will verify your income and assets within 24 hours and you ll get a verified approval letter listing the amount you re approved to borrow. Once a customer s credit income and employment are reviewed quicken may issue a verified approval letter to a home buyer. Once you get verified approval we ll give you a verified approval letter.

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